Surety Operations,
Managed End to End.
Artemis is the purpose-built SaaS platform for carriers, brokers, agents, and MGAs who need more than a workaround in a $9 trillion market.
TRUSTED BY CARRIERS, MGAS AND BROKERAGES ACROSS THE SURETY ECOSYSTEM
The Surety Industry Runs on Workarounds.
Most carriers and brokers are managing a $9 trillion market on home-grown systems, spreadsheets, and manual processes. As the market grows toward $28.77B by 2027, the gap between what legacy tools can do and what the business demands keeps widening. There is no comprehensive, purpose-built SaaS solution serving the industry. Artemis is built to fill that gap.
Surety relationships deserve a system built for the way they actually work.
Average loss ratio across all surety carriers, a metric that purpose-built underwriting tools are designed to improve.
No comprehensive SaaS platform currently serves the surety market at scale. Most players rely on home-grown applications with no scalable upgrade path.
Projected market revenue by 2027.
Certified carriers with no modern platform.
The surety market has genuine international demand. Existing tools rarely support multi-jurisdiction operations out of the box.
One Platform. The Full Surety Lifecycle.
Artemis covers every stage of surety operations, from underwriting and risk assessment through bond issuance, workflow routing, distribution, claims, and compliance reporting. It is built for the structural complexity of surety: the bond types, the principal relationships, the obligee requirements, and the multi-party distribution model. Nothing is bolted on from a generic insurance stack.
As a SaaS solution, Artemis removes the infrastructure overhead of home-grown platforms, so your team can focus on decisions, not maintenance. Built on cloud infrastructure with enterprise-grade security, it scales with your book without an IT project every time you add a product or territory.
Construction Bonds
Full lifecycle for bid, performance, and payment bonds.
License & Permit
Compliance and state licensing bonds for businesses.
Employee Protection
Coverage against dishonesty, fraud, and unauthorised acts.
Judicial & Probate
Judicial bonds, fiduciary bonds, court-ordered instruments.
Artemis Supports the Full Spectrum of Surety Bonds.
A surety bond is a legal document guaranteeing the completion of a contract, requiring the performing party to pay a specified amount to the bond company if they fail to deliver. Artemis manages the full lifecycle of contract bonds, from bid bond through performance and payment, with obligee tracking and claim adjudication built in.
Commercial surety bonds are required by government entities or private organizations to ensure compliance with laws, regulations, or contracts. Artemis automates application intake, approval workflows, and renewal tracking for license, permit, and miscellaneous commercial bonds across all jurisdictions.
Fidelity bonds protect businesses against losses resulting from employee dishonesty and other wrongful acts. Artemis provides structured workflows for financial institution bonds, ERISA bonds, and employee fidelity coverage, with automated claims and loss reporting built into the platform.
Court surety bonds are required by courts in a variety of legal proceedings, including appeals, guardianships, and probate estates. Artemis tracks obligee requirements, court jurisdictions, and bond conditions across all court surety categories with automated expiry management.
Built Around How Surety Actually Works.
Every feature in Artemis reflects a real operational requirement, not a generic insurance workflow repurposed for surety. Below are the core capabilities that differentiate the platform.
Underwriting & Risk Intelligence
Configurable risk scoring and decision rules support both assisted and automated approvals. Underwriters get structured data at point of decision, reducing loss ratios without slowing throughput. Rules can be updated by your team without a developer.
Bond Lifecycle Management
Every bond, from application through issuance, renewal, endorsement, cancellation, and expiry, all managed in a single system. Principal relationships, job accounts, and WIP financials roll up automatically.
Workflow Automation
Highly configurable business rules route applications, enforce process steps, flag exceptions, and trigger notifications automatically. Every step is logged for audit purposes.
Distribution Network
Multi-party distribution gives carriers, brokers, agents, and MGAs role-appropriate access to the accounts and bonds they are responsible for. No data silos, no duplicate records.
Analytics & Compliance
Real-time dashboards and customisable reports give underwriters, compliance teams, and leadership a shared view of bond performance, financial exposure, and regulatory status.
Platform & Security
Cloud-hosted infrastructure with enterprise-grade encryption, granular role-based access control, and a full audit trail for all platform activity. Scales as your book grows.
The advantages that compound.
Purpose-built for surety, not a generic policy system bent into shape. Here's what that buys your team.
A data model built for surety.
Bond types, principals, obligees, indemnity agreements and the multi-party distribution model are first-class, not forced into a generic policy schema.
purpose-built for surety, zero generic-insurance baggage
Every bond class, modeled right
Each bond type carries its own fields, rules and workflows, not a one-size-fits-all record.
Principals & obligees
Tracked as real entities, not free text.
Agreements built in
Linked to every bond and claim.
One system for the full bond lifecycle.
Application, underwriting, issuance, endorsement, renewal, cancellation and expiry, every stage connected in a single system of record with full audit trail.
lifecycle stages, one platform, zero handoffs
From approval to bond in force
Automated document generation, e-signature routing and obligee notification, without rekeying data.
Never miss a lapse
Proactive alerts and workflow triggers before bonds expire.
First notice to recovery
Auditable claims handling linked to the original bond record.
Scales as your book grows.
From a mid-market MGA to a national carrier, Artemis handles volume, complexity and multi-entity structures without performance degradation or re-implementation.
uptime SLA, enterprise cloud infrastructure
Carriers, MGAs and brokers
Role-appropriate portals on one platform, each party sees only what they need.
High-throughput intake
Structured intake handles submission spikes without queue backlog.
No developer required
Business rules and workflows updated by your team in minutes.
Built for every jurisdiction.
State-specific bond requirements, court jurisdictions, license and permit rules, modeled per jurisdiction so compliance teams aren't maintaining spreadsheets of exceptions.
state jurisdictions supported out of the box
Screening built in
Automated KYC and sanctions checks at point of application, logged for audit.
Regulatory reports
Customisable compliance reports on demand.
Every action logged
Full history of decisions, changes and approvals.
SaaS delivery, enterprise grade.
No on-premise installs, no version upgrades, no infrastructure to manage. Artemis is delivered as a secure, always-current cloud platform with open APIs to connect your existing stack.
Type II audited, encryption at rest and in transit
Integrate your stack
REST APIs connect accounting, CRM, document management and adjacent systems without custom middleware.
Granular access
Role-based permissions down to field level.
Live in a quarter
Staged migration so nothing disrupts live business.
Built For Everyone Who Touches a Surety Bond.
Artemis is designed around the real workflows of every participant in the surety market, not a one-size-fits-all product that leaves half your team underserved.
From fragmented to connected.
What changes when the whole operation moves onto one system built for surety.
Operations stitched together by hand
- Applications arrive by email and PDF, rekeyed by hand
- Underwriting waits days on scattered financials
- Renewals slip through spreadsheet cracks
- Compliance is a quarter-end scramble
One connected operation, end to end
- Structured intake captures everything once, cleanly
- Automated scoring returns decisions in minutes
- Renewal alerts fire before anything lapses
- Compliance is continuous and always review-ready
Average underwriting decision time
Of documents auto-extracted by FAI
Stakeholder portals on one platform
Global market Artemis is built for
We moved a mid-market surety book onto Artemis in a quarter. Underwriting that used to take days now clears before lunch, and our team finally trusts a single number.
faster underwriting decisions
from kickoff to full migration
more submissions handled per UW
Enterprise-grade by default.
Cloud scalability, granular roles and data protection underpin every bond, so risk, IT and compliance can all sign off.
Explore the platformSOC 2 Type II
Independently audited
Encryption
At rest & in transit
KYC & sanctions
Built-in screening
Open APIs
Integrate your stack
Roles & permissions
Granular access
99.9% uptime
Resilient cloud
Questions, answered.
See your whole surety operation on one screen.
Book a walkthrough and we'll map Artemis to your bond types, workflows and stakeholders.