Speed for the routine, judgment for the rest
FEATURES / UNDERWRITING & RISK INTELLIGENCE
Speed for the Routine. Judgment for the Rest.
For carriers and MGAs who need underwriting that scales with volume — without handing every decision to a black box.
Built for How Underwriting Actually Works
Surety underwriting is moving faster than ever, but the decisions that matter most — unusual bond types, complex financials, large contract exposure — still depend on a person who understands the file. Artemis clears the routine automatically so your underwriters spend their judgment where it actually changes the outcome.
Underwriter's Workbench
Give every underwriter one place to work instead of five systems to check. The workbench brings principal data, financials, WIP schedules, bond history, and open tasks into a single screen.
- Unified principal, account, and exposure view
- Full financials and WIP reports in one place
- Prioritized queues by urgency and risk
- Same data, same screen, across the team
Automated Scoring & Decision Rules
Set your risk appetite once, and let it apply consistently — clean, standard- risk applications move straight through, while unusual profiles route to a senior underwriter automatically.
- Configurable scoring tied to your risk appetite
- Auto-decision on standard risk, routed review on complex cases
- Explainable, defensible outcomes — not opaque scores
- Rules apply consistently across products and teams
Financial Analysis & Credit Assessment
Bonding capacity decisions depend on getting the financials right — and surety has its own math. Artemis standardizes financial statement review and credit data into one consistent analysis.
- Multi-year financial statement spreading
- Working capital and bonding capacity calculations
- Integrated third-party credit data
- One standard of analysis, every account
AI-Assisted Document Extraction
Submissions arrive as scans, PDFs, and spreadsheets in a dozen formats. Artemis reads them, extracts the relevant fields, and flags what's missing or inconsistent, traceable back to its source.
- Reads financials, WIPs, and indemnity agreements directly
- Flags missing or inconsistent data automatically
- No templates or per-broker formatting required
- Traceable extraction — see exactly where data came from
Reserved for customer logos, metrics, or an attributed quote once real traction data exists.
We don't populate this with invented proof.
See It In Action
See where Artemis automates the routine and where it hands the call to your underwriters.